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LIMITED INSURANCE AVAILABILITY

Grow Counseling Inc is now accepting a few limited insurances through Alma. This has allowed us to streamline our billing process and reduce paperwork time associated with accepting insurance. 

*Note: We will not show up in Alma's search tools, but the information about benefits and programs will apply to your care with us. We've chosen not to appear in the Alma directory due to the length of our waitlists. 

 

Some people may choose not to bill insurance for their mental health care, but to pay out of pocket.  

Here’s a few reasons why:

#1

TIME MANAGEMENT

#2

QUALITY OF CARE

#3

DIAGNOSIS REQUIREMENTS

#4

PRIVACY AND CONFIDENTIALITY

OON Reasons

Questions to Ask Your Insurance Company

If you have an insurance plan that includes out-of-network benefits, we can courtesy-bill for you, to save you the hassle of submitting claims.  Here are some questions to help you find out if your plan includes out-of-network benefits. ALWAYS ask for a confirmation number and the name and ID number of the person who gives you this information.  Read information they give you back to them, and ask if the call is recorded for future reference.  Keep a record of the date, time, and person you spoke with along with the answers you record. 

  • Do my benefits include out of network mental health services?

  • What is my deductible? 

  • Is it required that I get preauthorization before I start counseling out of network, if I want to be reimbursed? If yes, what is the process?

  • How much of my costs can I be reimbursed for after meeting my deductible?

  • Does my counselor need to provide a specific diagnosis for me to be reimbursed?

  • Is there a calendar year limit to the number of sessions I can have?

  • Does my primary care doctor need to write an order for counseling in order for it to be covered?

  • What credentials does a provider need to have for reimbursement?  (Examples: LPC, MFT, LCSW, Licensed Psychologist, independent licensure)

  • If I submit a superbill for reimbursement, how much will be returned to me?  Do I need to provide anything else along with the superbill?

  • Is there a time limit after I have a session to submit superbills for reimbursement?

  • How do I get reimbursed for out of network mental health services? How long will reimbursement take?

  • What’s the submission process for reimbursement?  What do I need to send?

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